Streamline Check

Not a government website. Independent education site, not affiliated with HUD or the Federal Housing Administration.

Tool

Seasoning checker

Rule check

Enter your current loan's closing date and first payment due date, the payments you have made, recent late payments and the date you expect the case number to be ordered. The checker tests the 210-day, six-full-month and six-payment rules and flags late payments. Fields start empty and nothing is stored.

Last reviewed against the primary sources listed below.

Your current FHA loan

Not a decision

This is not a government tool. An FHA-approved lender applies the current handbook and any of its own requirements.

Streamline questions

Which date do the tests use?

The date the FHA case number is assigned, which is usually early in the application.

HUD and CFPB sources