Streamline Check method
How we research
Rule check
The method behind Streamline Check is simple to state: find the governing document, quote it accurately, explain it plainly and link it. HUD Handbook 4000.1's streamline rules are the main reference, with CFPB refinance guidance, and the handbook is reread whenever it changes.
Last reviewed against the primary sources listed below.
Where questions come from
We start with the wording real readers use, collected from free public search suggestions, and keep only questions that fit this site's subject.
Sources we rely on
Pages cite these primary sources, among others. Each guide lists the exact sources it used at the bottom of the page.
How a page is checked
- Each rule is checked against the current version of its source document.
- Plain-language wording is compared back to the source so meaning is not lost.
- A page shows a new review date only after it has been rechecked.
Pages written this way
- What is an FHA streamline refinance?
- FHA streamline seasoning: the 210-day and six-payment rules
- FHA streamline payment history requirements
- The FHA streamline net tangible benefit test
- Credit-qualifying vs non-credit-qualifying FHA streamline
- FHA streamline closing costs, MIP refund and cash back
- Does an FHA streamline refinance need an appraisal?
- How long does an FHA streamline refinance take?
About the Streamline Check seasoning checker
The Streamline Check seasoning checker uses only what you type, works entirely in the browser and keeps nothing.