Streamline Check

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The FHA-to-FHA streamline refinance, rule by rule

Streamline after divorce

Rule check

A streamline can sometimes remove a borrower, such as after a divorce, but the remaining borrower may need credit qualifying to show they can pay alone. Rules depend on how the property was transferred. Bring the divorce decree to the lender.

Last reviewed against the primary sources listed below.

Documents

Streamline questions

Can I take my ex off the FHA loan with a streamline?

Sometimes, with credit qualifying.

What documents do I need?

Usually the divorce decree and payment records.

HUD and CFPB sources

Next: credit qualifying or not