The FHA-to-FHA streamline refinance, rule by rule
Streamline after a late payment
Rule check
FHA streamline rules look at your recent payment history, and recent late payments can make you ineligible until enough on-time months pass. Check your history and ask the lender which months it counts.
Last reviewed against the primary sources listed below.
Gather
- Recent mortgage statements.
- Dates of any late payments.
Streamline questions
Can I do an FHA streamline after a late payment?
Possibly, once enough on-time months have passed.
How far back does the lender look?
Ask which months it reviews.